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Alan Markfeld profile picture
Alan Markfeld
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Dharmi is an excellent securities lawyer who understands the law as it pertains to these cases. She is extremely proactive and represents her clients well. I highly recommend Jacko and Dharmi.
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Danielle Martin profile picture
Danielle Martin
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I’ve had the privilege of working closely with this firm in my role as Chief Compliance Officer and I can confidently say they are an exceptional compliance partner. Their depth of experience is immediately evidentand they bring a level of practical knowledge. What I truly enjoy is their ability to translate complex regulatory requirements into plain English, often using real, everyday examples that make implementation far more manageable. They are also incredibly responsive and reliable. In a field where timing matters, their prompt communication and thoughtful guidance have been invaluable. If you’re looking for a compliance attorney who combines expertise, clarity, and professionalism, I highly recommend them.
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Curt Rocca profile picture
Curt Rocca
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Michelle and the team at Jacko Law Group have helped guide through a variety of critical circumstances as we ventured through the uncharted and unfamiliar territory of becoming and successfully operating as an RIA. I have particularly appreciated Michelle's personal involvement and genuine caring about us and our organization. She has been responsive and her counsel has been consistently on-point and helpful. She artfully guided us through our initial filing process and first SEC exam process - which went very well. Very grateful to Michelle and her team.
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Nicholas Di Paolo profile picture
Nicholas Di Paolo
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Michelle and her team were excellent to work with, front to back. They helped me to understand the challenges ahead and were always proactive in their consultation through every step of my transition. JLG truly know the wealth management industry very well and did a great job of understanding the challenges unique to my business. Without them, I can confidently say I would not have felt as comfortable through the transition as I did. Fortunately, that's not something that stops there - Michelle and her team have kept in touch to ensure that I'm on top of certain administrative issues, trends, and simply showing me that they care about my business and success. I look forward to continuing to work with them for many years to come.
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Margery Neis profile picture
Margery Neis
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Dharmi Mehta was extremely helpful when my business partner and I transitioned to a new RIA firm. She and her staff were all very professional. Her guidance during our transition was invaluable. I highly recommend Dharmi and Jacko Law Group.
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Joseph Burwell profile picture
Joseph Burwell
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Dharmi and Amandeep were a delight to work with. They assisted me with a claim and stuck with me the entire way through. Dharmi's advice was invaluable, and I was most impressed by her clear and professional communication. From beginning-to-end, both Dharmi and Amandeep kept me well informed. Their entire team are proud of their work and rightfully so. Thank you!
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Faruk Jaffer profile picture
Faruk Jaffer
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My mentor once told me that a good attorney is worth their weight in gold — and that couldn't be more true of Michelle and Amanda. Their expertise, professionalism, and responsiveness were top notch every step of the way. It's rare to find legal partners who are not only sharp and thorough, but also genuinely invested in your success. I’m grateful for their guidance and highly recommend them to anyone seeking trusted legal counsel.
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everistus etafo
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It is my great Privilege to share my Review of what Atty Dharmi Mehta of Jacko Law Group did for me and by extension for my family. From the first time complimentary conversation we had having spoken to several other Lawyers ,l knew she was the right person for the Job .Because of her background as a former RR ,she was professional,kind, Empathetic,listened and was focused on fighting for me. From a potential of been terminated with cause ,l was able to walk away with a clean U5 with a validation that l did nothing wrong except what was in the best Interest of my clients. I hope nobody ever has to go through what l have Experienced, but if you do ,you want Dharmi Mehta beside you .Rest assured your service Deserve 10 stars but this forum only allows 5. Me and my family are forever grateful and will make sure that any RR who needs an advocate will know about you . Everistus Etafo
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Karen Althaus
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I have worked with Jacko Law Group for 2 different business situations that necessitated an attorney. In both cases, the team was very thorough & competent. Their attention to our situation and the extra effort they put into our case(s) was very much appreciated. I would highly recommend Jacko Law Group!

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Form ADV Disclosures

Two hands holding pens collaborate over financial charts | Jacko Law Group, PC
For investment advisers, the Form ADV captures the most important attributes of their services, and it is important to spend time ensuring that investors have enough to make an informed decision about selecting a wealth manager. Thus, we highly recommend that you pay extra attention to disclosures, and in this case, more is more. When it comes to 2024 ADV filings, our mantra is, “Err on the side of caution, and when in doubt – DISCLOSE.” Regulatory bodies are focusing on firms’ adherence to proper disclosure practices and any processes and procedures, or lack thereof, that threaten their fiduciary duty of care to their clients. For this year’s annual amendment, we recommend focusing on the following: Form ADV Part 1 Carefully review Part 1 of the SEC Form ADV, which requires material information about the investment adviser, such as:
  • Number of clients and employees
  • Types of clients and accounts
  • Compensation agreements
  • Prior bad acts, such as bankruptcies or civil or criminal proceedings
Form ADV Part 2A Part 2A of Form ADV is the client narrative brochure and should contain vital aspects of the business, such as:
  • Detailed information on any Material Changes that have occurred since the last update
  • Thorough description of the Advisory Business including services offered, AUM, and investment risks and practices
  • Key information on Fees and Compensation, including a detailed breakdown of compensation structures for advisory services and additional costs such as administrative, custodial, or brokerage fees
  • Disclosures on Financial Conditions that can impact the adviser’s ability to perform contractual obligations to clients
Other disclosures that should be included in Part 2A include comprehensive information on products and strategies, investment discretion, brokerage practices, code of ethics, custody, the firm’s proxy voting policy, and more. Form ADV Part 2B Part 2B of Form ADV serves as a supplement to Part 2A and discloses information on key members of the firm, including those who:
  • Interact with the clients
  • Strategize, implement, or analyze investment advice
  • Manage or have discretionary authority over clients' portfolios
Form ADV Part 3 (Form CRS) The Client Relationship Summary Part 3 of Form ADV is a brochure summary provided to retail investors with information on the nature of relationships and services provided by the investment adviser. It is a 2-page narrative (and up to 4 pages for dual registrants) that should be written in “plain English” for your clients to understand. Disclosures should include, among other things:
  • Relationships and services
  • Fees
  • Conflicts of interest and standards of conduct
  • Disciplinary history
The SEC is putting extra emphasis on disclosures this year, and we encourage thorough review to ensure they meet requirements. Here are some quick tips to help you gather the necessary disclosures for your Form ADV Part 1 and 2:
  • Complete a conflict inventory worksheet
  • Review Form U4s
  • Review product lines, fee billing, and compensation arrangements to consider disclosures
  • Gather information related to outside business activities for disclosing conflicts
  • Form questionnaire to advisory personnel
  • Review personnel resumes and background checks
  • Interview those who require a brochure supplement
As you prepare and review your disclosures, keep one question in mind: “Can a client provide ‘informed consent’ after going through your Form ADV?” If the answer is anything but a resounding ‘YES’, your work is not done. Pay close attention to your disclosures, use SEC guidelines to ensure you have not missed any new requirements, and remember, with disclosures – more is more. If you need help with your Form ADV, feel free to give us a call at 619.298.2880 or email [email protected] to schedule a call with one of our securities attorneys. We’ll be happy to assist you with updating your Forms ADV!

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Jacko Law Group provides tailored legal services and effective strategies for success, delivering exemplary solutions to complex legal and regulatory challenges to ensure that both business efforts and compliance obligations are satisfied.

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